About Us

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LOCAM 7cm trasparente per web

Professionalism and transparency

The Locam Group was born combining international capitals and advanced skills in evaluation, acquisition and management of non-performing loans.
An environment characterized by an high professionalism of the internal staff, Information Technology and a relevant management ability.

Our Mission

Locam wants to be a reference point of quality and professionalism in the financial and credit management.

Our mission is:

  • Factoring A serious and careful evaluation of portfolios to be sold, a clear and immediate offer to  without recourse portfolios purchase, speediness and professionalism while managing all the following phases of the transfer.
  • Outsourcing Credit Management Defining A process created following all customers expectations and identifying management strategies are the starting point of our integrated processes.
    This activity is then accounted with a serious, precise and exhaustive reporting.

LOCAMReference point qualitative and professional

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The Locam Group is specialized in the evaluation, acquisition and management of non-performing loans.

Locam, also active in the mortgage loans market, has been specialized for years in unsecured credits, paying a particular attention to financial realities and commercial medium-small enterprises, often neglected by the larger financial circuits.

Our company is particularly interested in these realities and with them wants to create a serious and ongoing collaboration.

Why should you choose Locam?In Italy bank and commercial non-performing loans market is constantly changing and nowadays existing operators are not often able to assure the required professionalism and reliability in a such delicate sector.

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Choosing Factoring for…

  • In Italy bank and commercial non-performing loans market is constantly changing and nowadays existing operators are not often able to assure the required professionalism and reliability in a such delicate sector.Choosing Factoring for…
    1. The fee: determined and based on the actual value of the claim;
    2. the radical reduction of administrative, legal and court expenses: non-performing loans management implies charges that with the non recourse transfer are instead in the complete responsibility of the transferee company;
    3. the full risk-taking by the transferee: in the transfer without recourse all the risks connected with claims collection are headed by the transferee;
    4. enhancing human resources: with credits transfer it will be possibile to focus on commercial activity;
    5. financial statements: credit transfer is one of the tool able to mobilize financial resources and promote transparency (Decree 127/91);
    6. tax savings: with possibilities to remove from budget all the activities corresponding to the assigned receivables, with an enrollment in loss and a consequential tax deduction, through the utilization of a Risks Fund.

Choosing Outsourcing Management for…

  • Costs and results optimization in managing /recovery of troubled claims;
  • the global loans management thanks to a single supplier able to professionally work the administrative, extra judicial and judicial of all the process phases;
  • the high ability to analysis and advanced reporting in order to know exactly and in every moment the performances, the work process of the file and forecasts of future cash receipts;
  • the possibility to lead to loss, even fiscally, all the unrecovable credits at the endof the work process, through our management reporting.
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